Terms and Conditions of Use for Halifx Wealth PLC Online Banking Services

1. Acceptance of Terms
By accessing or using the Halifx Wealth PLC online banking services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not use our services.

2. Eligibility
To use Halifx Wealth PLC online banking services, you must be at least 18 years old and capable of forming a binding contract. By using our services, you represent and warrant that you meet these eligibility requirements.

3. Account Access
You are responsible for maintaining the security of your login credentials and any devices used to access your Halifx Wealth PLC account. You agree to notify us immediately if you suspect unauthorized access to your account.

4. Services
Halifx Wealth PLC provides online banking services for managing your accounts, transfers, payments, and other financial transactions. We reserve the right to modify, suspend, or terminate any services without prior notice.

5. Security
Halifx Wealth PLC employs industry-standard security measures to protect your personal and financial information. However, we cannot guarantee the security of data transmitted over the internet and recommend that you take necessary precautions when using our services.

6. Privacy
Your privacy is important to us. Halifx Wealth PLC collects and processes personal information in accordance with our Privacy Policy. By using our services, you consent to the collection and use of your information as described in the Privacy Policy.

7. Limitation of Liability
Halifx Wealth PLC is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our online banking services. You agree to use our services at your own risk.

8. Indemnification
You agree to indemnify and hold Halifx Wealth PLC harmless from any claims, damages, losses, liabilities, or expenses arising from your use of our online banking services or violation of these Terms and Conditions.

9. Governing Law
These Terms and Conditions are governed by the laws of Companies Act 2013. Any disputes arising from the use of Halifx Wealth PLC online banking services shall be resolved in the appropriate courts of Companies Act 2013.

10. Changes to Terms
Halifx Wealth PLC reserves the right to modify these Terms and Conditions at any time. We will notify you of any changes through our website or other communication channels. Your continued use of our services after changes are made constitutes acceptance of the updated terms.

11. Account Termination

Halifx Wealth PLC reserves the right to suspend or terminate your account and access to our online banking services at any time, without prior notice, if we suspect fraudulent or unauthorized activities, violation of these Terms and Conditions, or any other reason deemed necessary by Halifx Wealth PLC .

12. Notifications

Halifx Wealth PLC may send notifications, alerts, or updates related to your account, transactions, or changes to our services via email, SMS, or other communication channels. It is your responsibility to ensure that your contact information is up to date to receive these communications.

13. Third-Party Links

Our online banking services may contain links to third-party websites or services for your convenience. Halifx Wealth PLC is not responsible for the content, privacy practices, or security of these external sites. You access them at your own risk.

14. Intellectual Property

All content, trademarks, logos, and materials on the Halifx Wealth PLC website and online banking services are the property of Halifx Wealth PLC or its licensors. You are not permitted to use, modify, or reproduce any of these materials without our prior consent.

15. Customer Support

If you have any questions, complaints, or need assistance with your account or our online banking services, please contact Halifx Wealth PLC customer support at support@halifxwealthplc.online. Our team is available to help you during business hours.

16. Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions will continue to be in full force and effect. The invalid provision will be replaced by a valid provision that most closely matches the intent of the original provision.

17. Entire Agreement

These Terms and Conditions constitute the entire agreement between you and Halifx Wealth PLC regarding the use of our online banking services, superseding any prior agreements or understandings. Any additional terms or agreements must be agreed upon in writing by both parties.

By continuing to use Halifx Wealth PLC online banking services, you acknowledge and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please discontinue the use of our services. Thank you for choosing Halifx Wealth PLC for your online banking needs.